The European Union Tacis Project Credit Cooperatives Russian Federation

Dissemination Seminars

Training Seminars #21
“Legal issues of the Credit Cooperatives’ activity”
Business game “Problem loans”

Yaroslavl, March 15 – 17, 2006

TARGET GROUP:

Leaders and specialists of the credit cooperatives 1^st level

TRAINER:

KRYACHKOV Valery, Chief Credit Specialist , Interrayon consumer Credit Cooperative “Garant”, Saratovskaya oblast

PROGRAMME:

1. Analyzing of the given by the Credit Cooperatives’ documents: loan contracts, collateral contracts, internal regulation rules, constituent documents, minutes of the sessions of the General Assemblies and Boards of Directors.
2. Forming of the working groups. Discussing with the groups’ representatives real documents of the Credit Cooperatives. Revealing of the most urgent questions of the problem loan for working group.
3. Legal regulation of the Credit Cooperatives’ activity
4. The problem loans. Essence of «the loan problem ".
5. Substitution of the debt, substitution of the contract.
6. Agreement of the smart money
7. Loan remitting and cession of the right of demand. The contract of the loan remitting under the cession of the right of demand
8. Transition of the right of demand on the collateral contract.

9. Auditing of the constituent documents in the Credit Cooperative

10. Procedure of preparing, drawing up and submission of the statements of claim. Jurisdiction of the disputes. The order of considering of the cases in the court

11. Examples of the legal risks - contest of the loan contracts, contest of the collateral contracts

12. The analysis of the acting constituent and regulating documents, documents on the loans.

13. Collateral measures. An accord and satisfaction. The court orders. Satisfaction of the pledgee demands at the expense of the pledged property in the court procedures

14. Development of the basic final documents containing positing of the problem and offers on its solving.