1. The credit policy of the Credit Co-operative 2. Strategy to achieve the planned goals, analysis of the potentials 3. Appraisal of a Company’s Economic Situation 4. Balance Sheet, Profit and Loss Statement 5. Important Ratios derived from Balance Sheets and P&L account 6. General Risks of Lending 7. How to organise and conduct site visits 8. Loan Evaluation techniques 9. Case study 10. Proposal for Loan Decision: terms of the loans (duration, purpose, interest rates, repayment conditions 11. Case study 12. Guarantees and collateral: need and evaluations 13. Case studies 14. Organisation of the Credit Co-operative’s Loan Department 15. Administration of Loan Files 16. Follow up: procedures and methods for loan monitoring 17. Conclusions and Reception
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